Bank of Doniphan collects information you might consider to be private, such as account number(s), social security number, income and net worth about you (non-public personal information) from the following sources:

• Information we receive from you on applications or other forms;
• Information about your transactions with us, our affiliates or others; and
• Information we receive from a consumer reporting agency.

Bank of Doniphan restricts access to your personal and account information to those employees who need to know that information to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

Since Bank of Doniphan values our customer relationship with you, we will not disclose your personal and account information to other third parties, except as permitted by law, such as reports to credit bureaus, IRS Reporting, responses to subpoenas, search warrants or summons.

If you decide to close your account(s) or become an inactive customer, we will follow the privacy policies and practices as described in this notice.

Bank of Doniphan may disclose the following information to other financial institutions with whom we have joint marketing agreements:

Information you give us on an application or other forms, such as:

We may disclose the information listed above with other financial institutions with whom we have joint marketing agreements. You do not have a right to opt out of the disclosure of this information. We may disclose information pursuant to joint marketing agreements to the following types of businesses:

Financial service providers such as:

• Insurance companies
• Mortgage bankers
• Securities broker-dealers
• Private label credit card issuers