Simply Free
If you have better things to do than worry about minimum balances,
this is the ideal account. All the services, none of the worrying!
Features: |
| » $50.00 minimum deposit to open |
| » No monthly service charges |
| » Unlimited check writing |
| » Free Electronic Statement delivery |
» Free ATM transactions plus 3 free per
monthly statement at foreign ATMs |
|
Other Value-Added Products: |
| » Visa Check Card* |
| » Overdraft Protection* |
| » Online Banking available 24/7 |
» Money$Line available 24 hours a day
from any touch tone phone by calling
888-845-4393 |
|

Personal Checking
If you want a basic checking account that’s packed with value-added
features, you’ll find it right here.
Features: |
» $50.00 minimum deposit to open |
» No service charges if $300.00 daily
minimum balance is maintained |
| » Unlimited check writing |
» Check Imaging included in monthly
statement |
| » Free Electronic Statement delivery |
» Free ATM transactions plus 3 free per
monthly statement at foreign ATMs |
Fees: |
» $8.00 maintenance fee per statement
cycle if balance falls below $300.00 |
|
Other Value-Added Products: |
| » Visa Check Card* |
| » Visa Credit Card* |
| » Overdraft Protection* |
| » Online Banking available 24/7 |
» Money$Line available 24 hours a day
from any touch tone phone by calling
888-845-4393 |
| |
|

New Horizon Club
If the candles on your cake add up to 55 or more, as a New Horizon
Club member you get a wide array of features.
Features: |
| » $50.00 minimum deposit to open |
| » No monthly service charges |
» Interest paid on collected balances,
credited to your account every
statement cycle** |
| » Unlimited check writing |
» Check Imaging included in monthly
statement |
| » Free Electronic Statement delivery |
» Free ATM transactions plus 3 free per
monthly statement at foreign ATMs |
» Special events available for New
Horizon Club members. |
|
Other Value-Added Products: |
| » First order of specialty checks is free |
» Free money orders, cashiers checks,
and traveler's checks |
| » Visa Check Card* |
| » Visa Credit Card* |
| » Overdraft Protection* |
| » Online Banking available 24/7 |
» Money$Line available 24 hours a day
from any touch tone phone by calling
888-845-4393 |
Interest: |
| » Variable interest rates** |
|

Student Checking
You won’t have to study too hard to realize this is the perfect
account for students on the go.
Features: |
| » $50.00 minimum deposit to open |
| » No monthly service charges |
| » Unlimited check writing |
| » Free Electronic Statement delivery |
» Free ATM transactions plus 3 free per
monthly statement at foreign ATMs |
| |
|
Other Value-Added Products: |
| » Visa Check Card* |
| » Visa Credit Card* |
| » Overdraft Protection* |
| » Online Banking available 24/7 |
» Money$Line available 24 hours a day
from any touch tone phone by calling
888-845-4393 |
|

Educators Club
If you work in the education field, this is our polished apple –
a free account for all your hard work.
Features: |
| » $50.00 minimum deposit to open |
| » No monthly service charges |
» Interest paid on collected balances,
credited to your account every
statement cycle** |
| » Unlimited check writing |
| » Free Electronic Statement delivery |
» Free ATM transactions plus 3 free per
monthly statement at foreign ATMs |
|
Other Value-Added Products: |
| » Visa Check Card* |
| » Visa Credit Card* |
| » Overdraft Protection* |
| » Online Banking available 24/7 |
» Money$Line available 24 hours a day
from any touch tone phone by calling
888-845-4393 |
Interest: |
| » Variable interest rates** |
|

Super Now Checking
You deposit, we deposit more! Earn higher interest rates on your checking
with a Super Now Account.
Features: |
» No service charge if $1000.00 daily
minimum balance is maintained. |
» Interest paid on collected balances,
credited to your account every
statement cycle** |
| » Unlimited check writing |
» Free ATM transactions plus 3 free per
monthly statement at foreign ATMs |
Fees: |
» $8.00 maintenance fee per statement
cycle if balance falls below
$1000.00 |
|
Other Value-Added Products: |
| » Visa Check Card* |
| » Visa Credit Card* |
| » Overdraft Protection* |
» Check Imaging included in monthly
statement |
| » Online Banking available 24/7 |
» Money$Line available 24 hours a day
from any touch tone phone by calling
888-845-4393 |
Interest: |
| » Variable interest rates** |
|

Special Checking
If you write fewer than 15 checks per month, this account has your
name written all over it.
Features: |
| » $50.00 minimum deposit to open |
| » No monthly service charges |
| » Free Electronic Statement delivery |
» Free ATM transactions plus 3 free per
monthly statement at foreign ATMs |
Fees: |
| » $0.30 charge per debit item |
|
Other Value-Added Products: |
| » Visa Check Card* |
| » Visa Credit Card* |
| » Online Banking available 24/7 |
» Money$Line available 24 hours a day
from any touch tone phone by calling
888-845-4393 |
| |
|

Investors Edge Super Now Account
Here’s an account that builds extra financial muscle for those
who have a relationship with our Bank of Doniphan Investment Center.
Features: |
» Interest paid on collected balances,
credited to your account every
statement cycle** |
| » Unlimited check writing |
» Check Imaging included in monthly
statement |
| » Free Electronic Statement delivery |
» Free ATM transactions plus 3 free per
monthly statement at foreign ATMs |
|
Other Value-Added Products: |
| » Visa Check Card* |
| » Visa Credit Card* |
| » Overdraft Protection* |
| » Online Banking available 24/7 |
» Money$Line available 24 hours a day
from any touch tone phone by calling
888-845-4393 |
Interest: |
| » Variable interest rates** |
|

Premier Checking
Ideal for those who carry larger balances in their checking account,
with the added bonus of earning Premium Tiered interest rates. Minimum
opening deposit is $25,000.00
Features: |
» No service charge with $25,000
minimum average balance. |
» Interest paid on collected balances,
credited to your account every
statement cycle** |
» Free ATM transactions plus 3 free per
monthly statement at foreign ATMs |
| » Unlimited check writing |
» First order of BOD Specialty Checks Free |
| » Free Travelers Cheques |
Fees: |
» $15.00 maintenance fee per
statement cycle if minimum
average
balance falls below $25,000 |
|
Other Value-Added Products: |
» Visa Check Card with no monthly
service charge* |
| » Visa Credit Card* |
| » Overdraft Protection* |
» Check Imaging included in month-end
statement |
» Free Online Banking and Bill Pay,
available 24/7 |
» Money$Line available 24/7
from any touch tone phone by calling
888-845-4393 |
Interest: |
| » Variable interest rates** |
|

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